10 Greatest Celeb Closets!

Here is some inspiration for you...

Nanette Lepore

 Rachel Zoe

Oprah

Angelina Jolie

Kim Catrall

Mariah Carey




                                            Ralph Lauren

How To Manage Your Finances

What’s Your Financial Goal?

-Be responsible and hold yourself accountable like an adult! Write down what you want to accomplish & how long it will take to get there. Whether you’re striving for a new car, home, pursuing a degree or even paying off debt, you may need to decide what areas you’ll need to cut back for extra saving each month.

Track Spending & Create a Budget

-Managing and tracking your spending may sound tedious but if you’re constantly in debt, low on cash and wondering where your money is going…then tracking is the most effective way.  You can track your spending with a pen & pencil, iphone app, online banking or excel sheet.  It’s vital to find a tracking system that works for you and your family.

-Creating a budget might not sound like fun, but it is important to keep all your finances mapped out. Gather up all your financial statements, record all sources of income & purchases you are planning on making including mortgage, utilities, car payments & insurance, groceries & entertainment. Once you have totaled all incomes, you can figure out if your monthly income expenses are more than your total income & attack all areas that need to be improved.

-Build your savings by cutting your monthly budget. Start comparing prices on everything from auto, home, cable/internet, phones & insurance. Make an effort to lower all your bills and get the discounts you’re entitled to. Cut back on all those unnecessary bills you are accumulating like games/magazines subscriptions, dining out and other luxury items you really don’t need. Shopping around and using coupons really makes a difference. Organizing finances & budgeting is challenging but its effective and helps you to reach your financial goals.

-Make an emergency fund. Most American’s do not have enough money saved incase of an emergency situation or medical issue.  Saving your pennies for a rainy day is a good idea in this unpredictable world!

Read Those Books!

How To Make Time For Reading: We all know that taking time out of a jam packed day to read has its benefits, but damn girl...we are all just too busy! How do we find time? Sneaking time out your crazy schedule to enjoy a good book seems impossible at first...here are tips -The sleepy mornings or number #2 bathroom times are great for reading. This is a good time to knock out a couple pages. -Carry your favorite book with you while your're out. There will always be a moment during the day where you catch yourself doing nothing, whether you are on the bus/train, standing in line or waiting for an appointment. -Plan your lunch ahead of time. Eat and read! Multi-task... -Instead of crap TV, computer and games in the evenings, make family reading nights a rountine a couple times of week. You can enjoy this peaceful time when everybody is on board. -Relax your mind and body before bedtime. Turn off the TV and use this opportunity to temporary escape by reading for 20 minutes before you dose off. -Join a book club! More friends, fun debates, food and shared interests! -Create a designated reading area in your home that is apart from your computer, sexy time area and desk.  If you want to cozy up and get into a good book for a few hours, you need a reading chair or a great nook! How To Organize Your Home Library & Bookshelf: Being organized makes the world seem less stressful and it'll save you time especially...when you're trying to find something. 1. Empty your bookshelf. Dust and spray the shelves...don't even try to pretend they werent dusty! Clean it! 2. Sort through what you have on the floor. If you have books you have already read or have no use for...Then go to half.com to post them to sell. If they're worth 10$ or more in used condition, then make some money!!! You type in the book codes and wait until they sell! Ship them via media mail for the lowest shipping price.  Half.com deposits your money at the end of each month! 3. Pack books up for donation or a library drop off. 4. If you have A LOT of books, then categorize them by genre. Within the genre, categorize by height order or authors. If you only have a small book collection categorize by alphabetical order/author or fiction or non-fiction. Make sure the spine of the book is facing outwards. 5. If you have many books you are waiting to read, make a seperate section for grouping together all the unread books...

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